Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can request a ride within minutes, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Crashes can still take place, leading to potential passenger injuries.
This article explores typical Uber accident injuries, who may be liable for damages, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, a variety of injuries, especially during collisions or accidents. Some frequent injuries include:
Whiplash: This neck injury is common in rear-end collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Such uber driver class action lawsuit cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.